Home Mortgage Rates 2025 Australia. The average new home loan in australia is $640,998 for owner occupier homes, including loans for purchases of established properties, construction loans and. Find historic australian home loan interest rates, the historic rba cash rate and more rate statistics from the past.
Mortgage rate in australia averaged 3.96 percent from 2019 until 2025, reaching an all time high of 6.05 percent in july of 2025 and a record low of 2.63 percent in april of. Use our home loan comparison & eligibility tool to find your best home loan rate.
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